Notaron

Notaron does not provide legal advice. This template is general-purpose. Consult an attorney for jurisdiction-specific guidance.

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Create a Free Promissory Note Online (Notarize in Minutes)

Fill out the form to generate your document. Download and notarize instantly.

  • Free to fill out and download as a PDF
  • Notarize it online with a live notary, 24/7
  • Your filled-in PDF carries straight into the session, no re-upload

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Promissory NoteFree · PDF
Step 1 of 2

How it works

From blank form to notarized in four steps.

The person who signs is the one who joins the video session. Each signer needs their own government photo ID.

  1. 1Fill out the formAnswer the questions on this page. It's free, and nothing is saved until you generate the PDF.
  2. 2Download your PDFWe place your answers into a completed Promissory Note. Download it, or keep going.
  3. 3Don't sign yetLeave the signature blank. Have a government-issued photo ID and a phone or laptop with a camera.
  4. 4Sign on videoVerify your ID and sign with a live notary, 24/7. Download the notarized PDF when you're done.

The document

Know what you're signing.

A promissory note is a written promise to repay a loan. Notarization is recommended for enforceability.

  1. 01

    What is a Promissory Note?

    A promissory note is a legal document in which a borrower promises to repay a lender a specified amount under agreed terms.

  2. 02

    When do you need one?

    Use when lending or borrowing money informally (e.g., family loans, personal loans). Provides a written record of the debt.

  3. 03

    Does it need to be notarized?

    Notarization is recommended for promissory notes to strengthen enforceability and provide a clear record.

Before you notarize

What to have ready for a ten-minute session.

The notary verifies who you are and watches you sign. They don't review the content of your Promissory Note.

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  • The completed document as a PDF, photo, or scan. If you fill it out here, it carries over for you.
  • Leave the signature blank. You sign during the video session, with the notary watching.
  • A valid government-issued photo ID for every person signing.
  • A phone or laptop with a camera and microphone, and a quiet, well-lit spot.
  • Each additional document in the same session is $5.

Can you notarize a Promissory Note online in your state?

Remote online notarization is authorized in 43 states, and a notarization performed under a state’s RON law is generally recognized in the others — so signers in states without their own RON statute can usually still notarize online with a commissioned notary elsewhere. Whether this document is eligible, and whether it needs witnesses, depends on your state and on the party who will accept it. Select your state for its specific rules.

Alabama Valid via out-of-state notaryAlaska RON authorized since 2021Arizona RON authorized since 2020Arkansas RON authorized since 2021California Law pending — valid via out-of-state notaryColorado RON authorized since 2020Connecticut Valid via out-of-state notaryDelaware RON authorized since 2023District of Columbia RON authorized since 2022Florida RON authorized since 2020Georgia Valid via out-of-state notaryHawaii RON authorized since 2021Idaho RON authorized since 2020Illinois RON authorized since 2023Indiana RON authorized since 2020Iowa RON authorized since 2020Kansas RON authorized since 2022Kentucky RON authorized since 2020Louisiana RON authorized since 2022Maine RON authorized since 2023Maryland RON authorized since 2020Massachusetts Law pending — valid via out-of-state notaryMichigan RON authorized since 2018Minnesota RON authorized since 2019Mississippi Valid via out-of-state notaryMissouri RON authorized since 2020Montana RON authorized since 2019Nebraska RON authorized since 2020Nevada RON authorized since 2018New Hampshire RON authorized since 2022New Jersey RON authorized since 2021New Mexico RON authorized since 2022New York RON authorized since 2023North Carolina Law pending — valid via out-of-state notaryNorth Dakota RON authorized since 2019Ohio RON authorized since 2019Oklahoma RON authorized since 2020Oregon RON authorized since 2020Pennsylvania RON authorized since 2020Rhode Island RON authorized since 2022South Carolina Valid via out-of-state notarySouth Dakota RON authorized since 2024Tennessee RON authorized since 2019Texas RON authorized since 2018Utah RON authorized since 2019Vermont RON authorized since 2022Virginia RON authorized since 2012Washington RON authorized since 2020West Virginia RON authorized since 2021Wisconsin RON authorized since 2020Wyoming RON authorized since 2021

Questions

Frequently asked questions.

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Does a promissory note need to be notarized?
Not always required, but notarization is recommended for enforceability and clarity.

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