Indiana Remote Online Notarization (RON) Laws
RON EnactedEffective June 30, 2019
Quick Facts
- Status
- RON Enacted
- Year Enacted
- 2019
- Statute
- Ind. Code § 33-42-17-1 et seq.
- Bill Number
- SB 372
Indiana RON Law Overview
In 2019, Indiana enacted comprehensive RON legislation (SB 372) that authorizes remote online notarization under Ind. Code § 33-42-17-1 et seq.. The law took effect on June 30, 2019. Under this framework, Indiana-commissioned notaries can conduct notarizations via secure audio-video communication without requiring the signer's physical presence. The law sets standards for identity proofing through credential analysis and knowledge-based authentication, ensuring remote notarizations carry the same legal weight as traditional in-person notarizations.
Legal Citations
Indiana RON Requirements
Indiana requires RON sessions to be conducted over a live, two-way audio-video connection. Credential analysis of a government-issued photo ID is required to verify the signer's identity. The signer must successfully complete knowledge-based authentication (KBA), answering personal questions generated from public records and credit data to confirm their identity. Notaries must maintain an electronic journal of all remote notarizations and apply tamper-evident technology to completed documents. Audio-video recordings of each RON session must be retained for at least 10 years.
- Audio-video required
- Yes
- Tamper-evident seal
- Required
- Electronic journal
- Required
- Recording retention
- 10 years
- Credential analysis
- Required
- KBA required
- Yes
- Commissioned in state
- Required
- RON endorsement
- Required
- Bond amount
- $25,000
Interstate Recognition
Indiana generally recognizes remote online notarizations performed by notaries commissioned in other states that have enacted equivalent RON legislation. Documents notarized via RON in another state may be accepted for recording and legal purposes in Indiana, subject to compliance with the originating state's RON requirements.
Frequently Asked Questions
Is remote online notarization legal in Indiana?
Yes, Indiana has enacted permanent RON legislation in 2019 under Ind. Code § 33-42-17-1 et seq.. Remote online notarization is fully legal and authorized for Indiana-commissioned notaries who meet the state's RON requirements.
What are the identity verification requirements for RON in Indiana?
Indiana requires credential analysis of a government-issued photo ID and knowledge-based authentication (KBA) for all remote online notarizations. The signer must correctly answer personal questions generated from authoritative data sources.
Do I need a special endorsement to perform RON in Indiana?
Yes, Indiana requires notaries to obtain a RON endorsement or registration in addition to their standard notary commission before performing remote online notarizations.
What technology is required for RON in Indiana?
Indiana requires RON sessions to use real-time two-way audio-video communication. Documents must be sealed with tamper-evident technology. An electronic journal must be maintained for all remote notarizations. Session recordings must be retained for 10 years.
Does Indiana accept out-of-state RON?
Indiana generally recognizes remote online notarizations performed by notaries commissioned in other states with equivalent RON laws. However, specific recording offices may have additional requirements.
What is the bond requirement for RON notaries in Indiana?
Indiana requires RON notaries to maintain a surety bond of $25,000. This bond protects the public against errors or misconduct during remote notarizations and is in addition to any bond required for a standard notary commission.