Michigan Remote Online Notarization (RON) Laws
RON EnactedEffective December 28, 2019
Quick Facts
- Status
- RON Enacted
- Year Enacted
- 2018
- Statute
- Mich. Comp. Laws § 55.286a et seq.
- Bill Number
- HB 5811
Michigan RON Law Overview
In 2018, Michigan enacted its RON statute (HB 5811) under Mich. Comp. Laws § 55.286a et seq., joining the growing number of states that permit fully remote notarizations. The law took effect on December 28, 2019. The law requires notaries to use approved technology platforms that support real-time audio-video communication, credential analysis, and tamper-evident sealing. Michigan's approach to RON balances accessibility with security, establishing clear standards for identity verification while enabling notarizations to occur without geographic limitations.
Legal Citations
Michigan RON Requirements
Michigan requires RON sessions to be conducted over a live, two-way audio-video connection. Credential analysis of a government-issued photo ID is required to verify the signer's identity. The signer must successfully complete knowledge-based authentication (KBA), answering personal questions generated from public records and credit data to confirm their identity. Notaries must maintain an electronic journal of all remote notarizations and apply tamper-evident technology to completed documents. Audio-video recordings of each RON session must be retained for at least 10 years.
- Audio-video required
- Yes
- Tamper-evident seal
- Required
- Electronic journal
- Required
- Recording retention
- 10 years
- Credential analysis
- Required
- KBA required
- Yes
- Commissioned in state
- Required
- RON endorsement
- Required
- Bond amount
- $10,000
Interstate Recognition
Michigan generally recognizes remote online notarizations performed by notaries commissioned in other states that have enacted equivalent RON legislation. Documents notarized via RON in another state may be accepted for recording and legal purposes in Michigan, subject to compliance with the originating state's RON requirements.
Frequently Asked Questions
Is remote online notarization legal in Michigan?
Yes, Michigan has enacted permanent RON legislation in 2018 under Mich. Comp. Laws § 55.286a et seq.. Remote online notarization is fully legal and authorized for Michigan-commissioned notaries who meet the state's RON requirements.
What are the identity verification requirements for RON in Michigan?
Michigan requires credential analysis of a government-issued photo ID and knowledge-based authentication (KBA) for all remote online notarizations. The signer must correctly answer personal questions generated from authoritative data sources.
Do I need a special endorsement to perform RON in Michigan?
Yes, Michigan requires notaries to obtain a RON endorsement or registration in addition to their standard notary commission before performing remote online notarizations.
What technology is required for RON in Michigan?
Michigan requires RON sessions to use real-time two-way audio-video communication. Documents must be sealed with tamper-evident technology. An electronic journal must be maintained for all remote notarizations. Session recordings must be retained for 10 years.
Does Michigan accept out-of-state RON?
Michigan generally recognizes remote online notarizations performed by notaries commissioned in other states with equivalent RON laws. However, specific recording offices may have additional requirements.
What is the bond requirement for RON notaries in Michigan?
Michigan requires RON notaries to maintain a surety bond of $10,000. This bond protects the public against errors or misconduct during remote notarizations and is in addition to any bond required for a standard notary commission.