Tennessee Remote Online Notarization (RON) Laws
RON EnactedEffective June 30, 2019
Quick Facts
- Status
- RON Enacted
- Year Enacted
- 2019
- Statute
- Tenn. Code § 66-22-101 et seq.
- Bill Number
- HB 326
Tennessee RON Law Overview
In 2019, Tennessee enacted its RON statute (HB 326) under Tenn. Code § 66-22-101 et seq., joining the growing number of states that permit fully remote notarizations. The law took effect on June 30, 2019. The law requires notaries to use approved technology platforms that support real-time audio-video communication, credential analysis, and tamper-evident sealing. Tennessee's approach to RON balances accessibility with security, establishing clear standards for identity verification while enabling notarizations to occur without geographic limitations.
Legal Citations
Tennessee RON Requirements
Tennessee requires RON sessions to be conducted over a live, two-way audio-video connection. Credential analysis of a government-issued photo ID is required to verify the signer's identity. The signer must successfully complete knowledge-based authentication (KBA), answering personal questions generated from public records and credit data to confirm their identity. Notaries must maintain an electronic journal of all remote notarizations and apply tamper-evident technology to completed documents. Audio-video recordings of each RON session must be retained for at least 10 years.
- Audio-video required
- Yes
- Tamper-evident seal
- Required
- Electronic journal
- Required
- Recording retention
- 10 years
- Credential analysis
- Required
- KBA required
- Yes
- Commissioned in state
- Required
- RON endorsement
- Required
- Bond amount
- $10,000
Interstate Recognition
Tennessee generally recognizes remote online notarizations performed by notaries commissioned in other states that have enacted equivalent RON legislation. Documents notarized via RON in another state may be accepted for recording and legal purposes in Tennessee, subject to compliance with the originating state's RON requirements.
Frequently Asked Questions
Is remote online notarization legal in Tennessee?
Yes, Tennessee has enacted permanent RON legislation in 2019 under Tenn. Code § 66-22-101 et seq.. Remote online notarization is fully legal and authorized for Tennessee-commissioned notaries who meet the state's RON requirements.
What are the identity verification requirements for RON in Tennessee?
Tennessee requires credential analysis of a government-issued photo ID and knowledge-based authentication (KBA) for all remote online notarizations. The signer must correctly answer personal questions generated from authoritative data sources.
Do I need a special endorsement to perform RON in Tennessee?
Yes, Tennessee requires notaries to obtain a RON endorsement or registration in addition to their standard notary commission before performing remote online notarizations.
What technology is required for RON in Tennessee?
Tennessee requires RON sessions to use real-time two-way audio-video communication. Documents must be sealed with tamper-evident technology. An electronic journal must be maintained for all remote notarizations. Session recordings must be retained for 10 years.
Does Tennessee accept out-of-state RON?
Tennessee generally recognizes remote online notarizations performed by notaries commissioned in other states with equivalent RON laws. However, specific recording offices may have additional requirements.
What is the bond requirement for RON notaries in Tennessee?
Tennessee requires RON notaries to maintain a surety bond of $10,000. This bond protects the public against errors or misconduct during remote notarizations and is in addition to any bond required for a standard notary commission.