eSign a Promissory Note online — free and legally binding
Send your promissory note for electronic signature in minutes. Signers sign from any device; everyone receives the completed PDF with an audit certificate.
What is a promissory note?
A promissory note is a legal document in which a borrower promises to repay a lender a specified amount under agreed terms.
When you need one
Use when lending or borrowing money informally (e.g., family loans, personal loans). Provides a written record of the debt.
Does it need to be notarized instead?
Notarization is recommended for promissory notes to strengthen enforceability and provide a clear record. If notarization is required, you can connect with a live online notary on Notaron instead of eSigning.
Frequently asked questions
Is an electronically signed Promissory Note legally binding?
Yes — under the federal ESIGN Act and UETA, an electronic signature on a promissory note is as enforceable as an ink signature in all 50 US states, provided the signing shows intent, consent, attribution, and a retained record. Notaron's audit certificate captures all four. Notarization is recommended for promissory notes to strengthen enforceability and provide a clear record.
How do I send a Promissory Note for signature?
Upload your promissory note PDF at notaron.com/esign (or build one free from our template), place signature and date fields, add each signer's name and email, and send. Each signer receives a private link plus a 6-digit security code.
What does it cost?
Sending documents for eSignature with Notaron is free for standard use — no credit card, no account setup beyond verifying your email.
Does a promissory note need to be notarized?
Not always required, but notarization is recommended for enforceability and clarity.